Maryland Coronavirus (COVID-19) Information for Business

UPDATE: Governor Hogan announced new COVID-19 business relief programs on March 23. These resources are available through the Department of Commerce.

The entire state of Maryland has received designation for SBA assistance. Small businesses can apply here.

Maryland’s COVID-19 Business Response

The State of Maryland has taken far-reaching and proactive steps to minimize the impact of COVID-19 across our state, including ordering state employees to telework, closing public schools, and non-essential businesses (including restaurant dining rooms, casinos and racetracks, and other businesses), and activating the National Guard to carry out any emergency functions that may be needed. State agencies including the Department of Commerce remain prepared to serve our clients in the business community. 

These unprecedented measures may feel extreme or frightening, but they are necessary to slow the spread of the virus and save the lives of Marylanders.

“We are all in this together, and we will only get through this if we work together.” - Governor Larry Hogan

Find a full list of Governor Hogan's executive orders here, and find guidance on business closures here and here. If “essential” or “non-essential” status is still unclear, please use this as guidance.

View an ongoing list of frequently asked questions here for Maryland businesses planning and responding to the Coronavirus. Click here for FAQ translations in more than 10 different languages.


Business Closures & Restrictions During COVID-19

  • AS OF 5 P.M. ON MARCH 23, ALL NON-ESSENTIAL BUSINESSES IN MARYLAND ARE ORDERED TO CLOSE TO THE GENERAL PUBLIC. - Read Governor Hogan's executive order for more information. For guidance on this order, including a list of businesses, organizations and facilities which may remain open, please read the interpretive guidance here and here. If “essential” or “non-essential” status is still unclear, please use this as guidance. This list draws on federal guidance regarding the essential critical workforce, which can be found here.
    • If you have a question whether or not your business is essential, please contact secretary.commerce@maryland.gov.
    • If you have other questions pertaining to essential or non-essential businesses, please email psector@maryland.gov, which is monitored by the Maryland Emergency Management team.
    • We encourage all employers to find alternative ways to allow employees to continue working, like teleworking. We also encourage companies to find other methods to continue providing services, whether that is through remote-assistance or off-site delivery services
  • Closure of all Entertainment Venues and Enclosed Shopping Malls - This includes bowling alleys, amusement parks, bingo halls, casinos, racetracks, and other venues, and is in addition to the closure of bars, restaurants, movie theaters, and fitness centers that was previously announced. Businesses which provide drive-through, carry-out, and food delivery services may continue to do so. Read about specific closures in the executive order
  • Carry-out and Delivery of Alcoholic Beverages - Businesses that serve alcohol are now permitted to provide carry-out and delivery of alcoholic beverages. Read the executive order.
  • Restricted Gatherings of More than 10 People - Social, community, religious, recreation, and sporting events and gatherings of more than 10 people are now strictly prohibited in all locations and venues in Maryland. This follows updated CDC guidelines. Read more about the restrictions in the executive order.
  • Businesses Not Mentioned in Executive Orders
    • If your business is one that is permitted by the executive order to remain open, and you choose to do so, it is critical that you follow social distancing guidelines and effective cleaning and disinfection, and do everything in your power to prevent groups of 10 or more people from congregating in one area. Public utility, such as the need to provide food or essential supplies, must be balanced with the need to preserve public health. Guidance from the CDC for businesses is available here.
    • Please know that we encourage all employers to find alternative ways to allow employees to continue working, like teleworking. We also encourage companies to find other methods to continue providing services, whether that is through remote-assistance or off-site delivery services.
  • Restricted Use of Public Transportation - Public transit such as MARC, Amtrak, Metro, or bus services should be used for essential travel only. Essential travel means taking trips to work, hospitals, health care providers, pharmacies, grocery stores, banks, food distribution centers, schools, to provide care for family members, and other similar destinations. By reducing unnecessary travel, transit becomes safer for those who depend on it, especially essential healthcare workers, and for those who operate it. We encourage all employers to consider telework options where possible. Please visit the Maryland Transit Administration for specifics on essential travel and updated route and scheduling information.

Public Health Emergency Protection Act

The Governor signed emergency legislation on March 19, 2020 that includes:
  • No Fees or Co-pays for COVID-19 Tests - Ensuring that Marylanders will not be charged fees or co-pays for COVID-19 tests.
  • No Price-Gouging - Prohibits price-gouging for food, fuel, medicine, cleaning products and other essential supplies.
  • Workers Cannot be Terminated - Guarantees that Marylanders cannot be terminated from their jobs because they have been isolated or quarantined.
  • Unemployment Benefits - Will allow the Secretary of Labor to extend unemployment benefits to workers who cannot work because they are quarantined, at risk for exposure, or to care for a family member with COVID-19.

Resources for Business

Below are additional resources provided by a number of federal and state government agencies that businesses may find helpful. This list will be updated as the situation develops and as new resources become available.

Financial Assistance & Taxes

  • The Maryland Department of Commerce is offering three new business assistance programs in response to the COVID-19 pandemic:
    • Maryland Small Business COVID-19 Emergency Relief Loan Fund - This $75 million loan fund offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum. Learn more.
    • Maryland Small Business COVID-19 Emergency Relief Grant Fund - This $50 million grant program offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020. Learn more.
    • Maryland COVID-19 Emergency Relief Manufacturing Fund - This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country. Learn more.
    • Please visit our Emergency Relief Fund FAQ for any questions you might have about these programs. If you have other questions or concerns about these specific questions about these funds, please email fpaaworkflowcoordinator.commerce@maryland.gov.
  • Under the new federal CARES Act, $350 billion will be used to establish the Paycheck Protection Program (PPP), which provides loan guarantees to small businesses to assist with payroll costs for workers who are forced to stay home. Read more. A Q&A from the U.S. Senate Committee on Small Business and Entrepreneurship can be found here.
    • Loans will be eligible for firms that meet SBA small business size standards, self-employed, sole proprietors, independent contractors (i.e., workers in the “gig” economy), and certain nonprofits including 501(c)(3)s, 501(c)(19)s, and tribal business concerns with fewer than 500 employees.
  • An additional $10 billion has been added to the U.S. Small Business Administration’s (SBA) Emergency Injury Disaster Loan (EIDL) program, which provides low-interest loans to companies affected by the outbreak.
    • Governor Hogan announced on March 19 that the entire state of Maryland has received official designation for SBA assistance. Individual businesses can now apply directly to the SBA for low-interest loans through the Economic Injury Disaster Loan program. Visit SBA's website to apply now.
    • The expansion of the EIDL program now includes tribal businesses, cooperatives, ESOP’s, individual contractors, sole proprietors, and private non-profits with less than 500 employees.
    • Due to high volume on their website, SBA is also accepting applications through email and fax. Download the applications online. You can email them to Ela.doc@sba.gov or fax to 202-481-1505.
    • General SBA guidance for businesses can be found here. If you need additional help navigating the SBA process, Maryland SBDC can help.
  • For companies with more than 500 employees, the CARES Act provides $500 billion distributed to distressed industries, including passenger airlines, cargo air carriers, and industries related to national security. Read more.
  • The CARES Act also creates a $150 billion Coronavirus relief fund for states and territories.
    • $139 billion is set aside for states and is allocated based on population, using latest census data. There is a minimum of $1.25 billion per state. Maryland is expected to receive an estimated $2.344 billion.
    • Local governments in jurisdictions with populations of at least 500,000 may request a direct payment from the U.S. Department of the Treasury.
  • The CARES Act establishes a refundable, 50% payroll tax credit covering up to $10,000 paid per employee, including benefits from the period of March 13, 2020 to December 31, 2020. Read more.
  • The CARES Act also includes support for economic development agencies and programs, including funding for the Community Development Block Grant, assistance to minority business development centers and minority chambers of commerce, several million for state arts and humanities agencies and partners, and more, to assist businesses in need. Read more.
  • Maryland business and individual income taxpayers will be given a 90-day extension for tax payments. No interest or penalty for late payments will be imposed if 2019 tax payments are made by July 15, 2020. See 90-day extension for tax payments for more information, or reach out to taxpayerrelief@marylandtaxes.gov with questions.
  • Comptroller Franchot also extended business-related tax filing deadlines to June 1. Get additional information regarding business tax returns - including sales and use tax, alcohol tax, etc. - and income tax extensions. For even more information, visit the Maryland Comptroller’s website.
  • Businesses who paid their Maryland Sales & Use Taxes for March early may request a refund of their payment by emailing taxpayerrelief@marylandtaxes.gov or by calling 410-260-4020.  
  • Taxpayers who have set up a payment through their own online banking services will need to stop that transaction through their banks. Taxpayers who have scheduled a payment through the Comptroller’s iFIle or bFile can request to have a debit from their account stopped as long as it is at least 3 days prior to the scheduled payment date. If taxpayers have individual requests for assistance, they should contact Taxpayer Services at 410-260-7980 or via email at taxhelp@marylandtaxes.gov.
  • The federal tax filing deadline has been moved to July 15. Learn more.
  • Maryland banks, credit unions, and financial service providers are operating under precautionary measures, with increased focus on mobile, phone, and online services. If you anticipate having trouble making a loan payment, please notify your lender or loan servicing company as soon as possible to discuss your options. Early and regular communication is important. More information from the Maryland Bankers Association. And, view a list of credit unions operating in Maryland and their contact information.

Employer & Worker Assistance 

Licensing & Permitting

Offers, Donations & Volunteer Resources 

We have received several requests from businesses and individuals regarding resources and donations.

  • Vendors wishing to contract with the State of Maryland to lease, manufacture or supply goods or services, please contact resource.mema@maryland.gov.
  • Donations: MEMA will accept product donations which are:
    • Larger corporate donations delivered/transported by commercial carriers. Ex: 5 pallets of bottled water delivered via DHL or England, etc.
    • Donations must be PACKAGED in their original packaging/shrink wrap. Ex: Boxed medical gowns or scrubs in sealed unopened sleeves in a sealed shrink wrapped box. No opened or repackaged donations will be accepted by the state.
    • For businesses, please enter your donation into this database.
    • For non-profits, non-government organizations, and individuals, please enter your donations into this database.
    • MEMA will accept corporate services donations. Companies who wish to donate services should contact psector@maryland.gov.
  • Requests: MEMA does not accept direct requests for PPEs or other items from companies. Companies should contact their local jurisdiction via the Emergency Manager Contact List, which will work with MEMA to fulfill requests.
  • Volunteers: MEMA will be the point of contact for LARGE Corporate Volunteers. Those wishing to volunteer large groups of staff and or a multi-jurisdiction statewide scale should send mail to ngs.mema@Maryland.gov. Currently, the largest volunteer opportunity is the Maryland Responds Medical Reserve Corps.
  • For charities or community organizations that need help, email ngs.mema@maryland.gov.
  • To find even more ways Marylanders can help, visit Maryland Unites.

Educational Information

  • The Department of Health hosted a webinar featuring information and guidance for businesses about coronavirus and preventing its spread in the workplace here or watch the recording here.

Enforcement

  • The Maryland State Police is actively engaged in our state’s response to the COVID-19 pandemic. As they work to protect the citizens of Maryland, they will be involved, when needed, in the enforcement of the Governor’s Executive Orders.
  • The state is hoping for voluntary compliance with business closures. If a need for law enforcement arises, Maryland State Police will take prompt appropriate action, in partnership with state’s attorneys and local law enforcement chiefs and sheriffs across Maryland.
  • Contact will first be made with the owner or manager of the establishment. If voluntary compliance does not occur, action will be taken. That could result in the issuance of a criminal summons or warrant, or it could result in immediate arrest, depending on the circumstances in the particular situation.
  • Violation of a Governor’s Executive Order declared during a state of emergency is punishable for a fine of up to $5,000 or one-year in jail or both.
  • Separately, price gouging is illegal during an emergency and should be reported to the Maryland Attorney General's office. Complaints can be filed online or over the phone. Click here for more information.

More Information

We encourage members of the business community to reach out with their questions by sending a message to Secretary.Commerce@maryland.gov.

We also recommend that everyone regularly visit the Maryland Department of Health for the latest information on coronavirus and the Office of Governor Larry Hogan for updates on the state’s response to the outbreak.

The Maryland Emergency Management Agency (MEMA) has activated its Virtual Business Operation Center (VBOC) as of March 6 to address inquiries from the private sector. Businesses that are interested in emergency operations engagement can learn more through MEMA's Private Sector Integration Program.

The State of Maryland is committed to helping protect the health and well-being of all Marylanders. Thank you for being our partner as we face this challenge together.

Updated on March 29th, 2020 11:46AM